highlights • individual / group: medicare supplements (65+), retirees, long-term care • short-term coverage • worldwide coverage
For assistance please contact Bett Martinez | phone 510.526.0312 | well-being@pacbell.net [ Insurance Solutions ]
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Health Reform Tax Credit
A survey shows at least 50% of small businesses are unaware of this important tax credit - up to 35% - available now under health care reform.
Children Health Insurance
For vital information on buying health insurance for children, read LA Times article.
Key Medicare Changes in 2010
Changes in such as monthly premiums, a physician compare website, preventive benefits, cost-sharing, disenrollment, MA-PD plan formularies, annual coordination election period, and a low income subsidy will be effective in 2010. Read more...
Medicare Formulary Changes in 2011
A change in Health Care Reform requires companies that make brand-name prescription drugs to give a discount on those drugs to Medicare. Beginning in 2011, prescription drugs made and sold by companies that have not agreed to give a discount to Medicare can no longer be paid for by Medicare Prescription Drug Plans. Read More...
Speak With a Health Insurance Expert
Bett Martinez is an insurance consultant who listens and responds with solutions tailored to your needs. “As a broker, I represent you, my client,” she says. “As an insurance professional with more than 20 years of experience, I make it my business to stay on top of day-to-day changes in the ever-changing, complex world of insurance. I am licensed to do business on your behalf with a number of fine companies, and I am constantly researching the marketplace to provide businesses and individuals with the most innovative, competitive and creditable insurance plans attainable.”
Get Help Finding, Comparing, and Purchasing Low-Cost Health Insurance
Navigating through the complexities of health insurance plans and products can be a frustrating experience without an experienced captain as a guide. Bett has a unique grasp of health insurance and critical illness protection for individuals and groups – in the U.S. and abroad – as well as disability, long-term care, life and annuities products. And her many years as an insurance professional and educator have given her an inside track on all the issues surrounding senior healthcare and asset protection.
Contact Bett today, and see why she stands out from all the rest:
I look forward to working with you!”
Bett Martinez is an insurance consultant who listens and responds with solutions tailored to your needs. “As a broker, I represent you, my client,” she says. “As an insurance professional with more than 20 years of experience, I make it my business to stay on top of day-to-day changes in the ever-changing, complex world of insurance. I am licensed to do business on your behalf with a number of fine companies, and I am constantly researching the marketplace to provide businesses and individuals with the most innovative, competitive and creditable insurance plans attainable.”
Get Help Finding, Comparing, and Purchasing Low-Cost Health Insurance
Navigating through the complexities of health insurance plans and products can be a frustrating experience without an experienced captain as a guide. Bett has a unique grasp of health insurance and critical illness protection for individuals and groups – in the U.S. and abroad – as well as disability, long-term care, life and annuities products. And her many years as an insurance professional and educator have given her an inside track on all the issues surrounding senior healthcare and asset protection.
Contact Bett today, and see why she stands out from all the rest:
- 20 years of in-the-trenches experience
- Specialized expertise on insurance plans and products for those 65 and older
- Longstanding, professional relationships with health care companies and providers
I look forward to working with you!”
– Bett Martinez, M.Ed.
Insurance Broker / Consultant