highlights  •  individual / group: medicare supplements (65+), retirees, long-term care  •  short-term coverage  •  worldwide coverage
   For assistance please contact Bett Martinez   |  phone 510.526.0312  |  well-being@pacbell.net 
   Medicare Supplements
Individual | Group | Retirees


Medicare Supplement or Medigap policy is health insurance sold by private insurance companies to fill the “gaps” in Original Medicare Plan coverage. Medicare supplement plans help pay health care costs that the Original Medicare Plan doesn’t cover.

With her broad experience as a senior specialist, Bett has the necessary credentials to guide you through the Medicare morass and toward the most appropriate solutions.

Useful information
  • Download the brochure, "Choosing a Medigap Policy":A Guide to Health Insurance for People with Medicare.” May take a minute or two to load.
  • Visit the Seniors Choice website at www.seniorschoiceplan.com  to take advantage of the online quoting engine at the bottom right of the webpage. Note: This quoting engine only applies to Medco Health

Since its inception in 2003, Medicare Part D has presented seniors with an array of confusing options. Links below* are presented to give you some assistance in navigating your way through the choices you have.


If your drug costs are currently running into the gap, the so-called donut hole, be sure and contact Bett who can acquaint you with Senior Solutions, which covers brand-name drugs in the gap.


Additional Information for MEDICARE PART D

  • Find out what type of coverage you qualify for at medicare.gov
  • Private Fee for Service (PFSS) and Medicare Advantage Plan (MAPD) funding cuts



doctors visit          tennis players      laughing and healthy   biking