highlights  •  individual / group: medicare supplements (65+), retirees, long-term care  •  short-term coverage  •  worldwide coverage

   For assistance please contact Bett Martinez   |  phone 510.526.0312  |  well-being@pacbell.net                 [ Insurance Solutions ]
recent news

New Guide to Health Care Reform Available to Employers Throughout CA

A new booklet designed to help California employers understand and prepare for the dramatic changes being brought about by health reform is now available to business owners throughout the state, free of charge. Read More... 


BizPlan: A Study of Health Care Savings
BizPlan, a medical reimbursement plan based on Internal Revenue Service Code Section 105, has helped tons of thousands family farmers and small business owners receive 100 percent deductibility of their family medical expenses for over 30 years. In 2008, the average BizPlan client had a total savings related to their healthcare premiums and out-of-pocket medical expenses of $4,031. Read More... 



Speak With a Health Insurance Expert
Bett Martinez is an insurance consultant who listens and responds with solutions tailored to your needs. “As a broker, I represent you, my client,” she says. “As an insurance professional with more than 20 years of experience, I make it my business to stay on top of day-to-day changes in the ever-changing, complex world of insurance. I am licensed to do business on your behalf with a number of fine companies, and I am constantly researching the marketplace to provide businesses and individuals with the most innovative, competitive and creditable insurance plans attainable.”
people sitting on park bench
Get Help Finding, Comparing, and Purchasing Low-Cost Health Insurance
Navigating through the complexities of health insurance plans and products can be a frustrating experience without an experienced captain as a guide. Bett has a unique grasp of health insurance and critical illness protection for individuals and groups – in the U.S. and abroad – as well as disability, long-term care, life and annuities products. And her many years as an insurance professional and educator have given her an inside track on all the issues surrounding senior healthcare and asset protection.

Contact Bett today, and see why she stands out from all the rest:
  • 20 years of in-the-trenches experience
  • Specialized expertise on insurance plans and products for those 65 and older
  • Longstanding, professional relationships with health care companies and providers
“My network of resources is at your disposal – 
                                          I look forward to working with you!”

– Bett Martinez, M.Ed.
   Insurance Broker / Consultant