A Doctor Has Difficulty Making Sense of Medical Bills

Read about it here.

Video: Power of Mindfulness,
Mark Bertolini, Aetna CEO 
View here.

A walk-through on full-time vs. part-time for PPACA
Read about it here.

Bett Martinez Insurance Solutions receives 2013 Best of Albany Award!
Read about it here.

Children Health Insurance
For vital information on buying health insurance for children, read LA Times article. 

Key Medicare Changes in 2014
Changes in such as monthly premiums, a physician compare website, preventive benefits, cost-sharing, disenrollment, MA-PD plan formularies, annual coordination election period, and a low income subsidy will be effective in 2010. Read more...

highlights  •  individual / group: medicare supplements (65+), retirees, long-term care  •  short-term coverage  •  worldwide coverage
   For assistance please contact Bett Martinez   |  phone 510.526.0312  |  well-being@pacbell.net 

Speak With a Health Insurance Expert
Bett Martinez is an insurance consultant who listens and responds with solutions tailored to your needs.
“As a broker, I represent you, my client,” she says. “As an insurance professional with more than 25 years of experience, I make it my business to stay on top of day-to-day changes in the ever-changing, complex world of insurance. I am licensed to do business on your behalf with a number of fine companies, and I am constantly researching the marketplace to provide businesses and individuals with the most innovative, competitive and creditable insurance plans attainable.”
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Get Help Finding, Comparing, and Purchasing Low-Cost Health Insurance
Navigating through the complexities of health insurance plans and products can be a frustrating experience without an experienced captain as a guide. Bett has a unique grasp of health insurance and critical illness protection for individuals and groups – in the U.S. and abroad – as well as disability, long-term care, life and annuities products. And her many years as an insurance professional and educator have given her an inside track on all the issues surrounding senior healthcare and asset protection.

Contact Bett today, and see why she stands out from all the rest:
  • 25 years of in-the-trenches experience
  • Specialized expertise on insurance plans and products for those 65 and older
  • Longstanding, professional relationships with health care companies and providers
“My network of resources is at your disposal – 
                                          I look forward to working with you!”

– Bett Martinez, M.Ed.
   Insurance Broker / Consultant