highlights  •  individual / group: medicare supplements (65+), retirees, long-term care  •  short-term coverage  •  worldwide coverage

   For assistance please contact Bett Martinez   |  phone 510.526.0312  |  well-being@pacbell.net                 [ Insurance Solutions ]
recent news

Few Individual Health Policies Cover Maternity
This article appeared on page A - 1 of the San Francisco 
Chronicle

The number of individual health insurance policies that do not include maternity coverage has risen dramatically in recent years Read More...

Bill Would Require Health Policies To Cover Maternity
A significant increase in individual health insurance policies that specifically exclude maternity benefits has prompted Assembly member Hector De La Torre (D-South Gate) to introduce a bill that would require all health insurance policies regulated by the California Department of Insurance to include maternity benefits. Gov. Arnold Schwarzenegger (R) has vetoed two similar measures.


Speak With a Health Insurance Expert
Bett Martinez is an insurance consultant who listens and responds with solutions tailored to your needs. “As a broker, I represent you, my client,” she says. “As an insurance professional with more than 20 years of experience, I make it my business to stay on top of day-to-day changes in the ever-changing, complex world of insurance. I am licensed to do business on your behalf with a number of fine companies, and I am constantly researching the marketplace to provide businesses and individuals with the most innovative, competitive and creditable insurance plans attainable.”
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Get Help Finding, Comparing, and Purchasing Low-Cost Health Insurance
Navigating through the complexities of health insurance plans and products can be a frustrating experience without an experienced captain as a guide. Bett has a unique grasp of health insurance and critical illness protection for individuals and groups – in the U.S. and abroad – as well as disability, long-term care, life and annuities products. And her many years as an insurance professional and educator have given her an inside track on all the issues surrounding senior healthcare and asset protection.

Contact Bett today, and see why she stands out from all the rest:
  • 20 years of in-the-trenches experience
  • Specialized expertise on insurance plans and products for those 65 and older
  • Longstanding, professional relationships with health care companies and providers
“My network of resources is at your disposal – 
                                          I look forward to working with you!”

– Bett Martinez, M.Ed.
   Insurance Broker / Consultant